If you’ve poked around Metalytiks, you’ve probably noticed there’s a page that pulls everything about your Metallicus position into one view: lending, LOAN staking, XPR staking, MetalX liquidity pools, projected rewards, liquidation risk, and even on-chain claim actions — all in one scroll. That’s the Wallet Analyzer, and this post is a walkthrough of what it does, why it exists, and how to actually use it.

What problem this page solves

Metallicus does a lot. You can lend, borrow, stake LOAN, stake XPR (short and long), provide liquidity on MetalX, and earn LOAN rewards from several of those activities at the same time. The challenge isn’t that any one of these is hard to track — it’s that they live in different places, with different dashboards, and different math. Connecting your wallet to four different UIs to answer a basic question like “how much am I earning per day right now?” is more work than it should be.

The Wallet Analyzer was built to be the one place that answers that question, with the math shown, the components broken down, and a few on-chain actions you can take right from the page.

Section 1 — Configure Profile

The page starts where every analyzer should: get accurate data in.

Connect your wallet (recommended) — once you authenticate via WebAuth, the analyzer fetches all your live positions and locks the input fields so the numbers don’t drift. Lending positions, staked LOAN, staked XPR, and LP positions all populate automatically.

Manual entry / Lite Mode — you can also type deposit and borrow amounts directly to model hypothetical positions. The page makes clear (and I’ll repeat the disclaimer because it matters) that hypothetical numbers are approximate because real positions affect market utilization, which affects rates, which affects everything else. Manual mode is for exploring, not planning.

The LOAN Price Source toggle is here too. Live price (pulled from Bloks.io with CoinGecko and stablecoin fallbacks) is the default. Switching to Manual lets you model “what if LOAN goes to $0.05” or “what if it goes to $1” — a yellow badge stays visible so you don’t forget you’re in what-if mode.

On the right side you’ll see two things from the moment you have positions loaded: a Liquidation Risk meter (factored for collateral factors and asset volatility) and a Portfolio Snapshot showing your deposits, borrows, loan health %, borrowing power, effective APYs, and projected net USD per year. The snapshot is the “executive summary” before everything below.

Section 2 — The Net Yield Equation

The headline math, shown as a visual equation:

Net = Interest Earned + LOAN Rewards − Interest Owed

Inflows are green. The cost is red. The desktop layout shows each component as a card with operator circles between them; mobile stacks them vertically. Three micro-stats at the bottom show:

• Effective Deposit APY — what your deposits yield once LOAN rewards are layered on top of base interest
• Effective Borrow APY — your borrow rate after subtracting LOAN rewards you earn for borrowing. This can be negative, which means you’re being paid to borrow.
• LOAN price used — confirms whether you’re on live or manual pricing.

Below that, the Portfolio Earnings Snapshot unfolds the same numbers across every meaningful time unit (per minute, per hour, per day, per month, per year), with collapsible per-asset tiles where you can drill into specifics and toggle between token amounts and USD.

Section 2B — Staked LOAN

This is one of the major additions over the basic analyzer: full visibility into your LOAN staking positions in lock.token.

The section is a two-slide carousel:

Slide 1: Positions — every stake you have, showing the amount staked, the multiplier earned for the lock duration, lock expiry status, and projected earnings for each individual stake.

Slide 2: Calculator — model future stakes. Enter an amount and a lock duration; the calculator shows projected rewards at current rates.

There’s also a PDF export button on the positions view if you want to save a snapshot for records or share it.

Section 2C — Staked XPR

A three-slide carousel for the XPR side of things:

Slide 1: Short Staking — your unlocked staked XPR earning at network APY. No lock, accrues continuously.

Slide 2: Long Staking — locked XPR stakes with BTC-oracle-based payouts. Each position shows lock terms and projected returns based on the current oracle data.

Slide 3: Calculator — model hypothetical XPR staking scenarios across both short and long plans, with different amounts and durations.

This is the section that brings together two pieces of the Metallicus economy that are normally shown separately.

Section 2D — Liquidity Pool Positions

Your share of MetalX swap pools, both raw LP tokens sitting in your wallet and farmed positions earning rewards. Like the other sections, it’s a carousel — each pool gets its own slide, with a final overview slide showing all positions in one table.

PDF export is here too, so you can save a record of any given pool’s state at a moment in time.

Section 4 — The Detailed Results Table

Per-asset breakdown of everything in your lending profile:

• Utilization — the market’s overall borrow/supply ratio. Higher = higher rates for everyone in that market.
• DEP % / BOR % — your slice of each market. If you supply 5% of all XPR deposits, you earn 5% of the deposit-side LOAN emissions for XPR.
• Supply APY — broken into Base APY (raw interest) and LOAN APY (rewards) and shown summed.
• Borrow APY — shown as the net number: LOAN APY minus Base APY. Positive and green means you earn more in LOAN than you pay in interest. Red means borrowing is a net cost.
• LOAN / yr, Interest Earned, Interest Owed, Net USD / yr — projected annual numbers for each market.

A collapsible Column Definitions ledger sits at the top of the section if you forget what any column means. PDF export is available for this table too.

Section 5 — Visual Breakdown

Four donut charts paired with ranked contributor lists:

1. LOAN Rewards from Deposits
2. LOAN Rewards from Borrows
3. Interest Earned
4. Interest Owed

Each chart has a toggle to switch between USD and token amounts. The ranked list next to each donut shows percentage contribution, absolute value, and a progress bar.

This section is genuinely useful for spotting concentration. “70% of my LOAN rewards come from a single market” might be intentional or it might be a sign you’re more exposed than you realized — the donut makes it instantly visible.

The “Claim Rewards” QR modal

This is the one feature that lets you actually do something on-chain from the page, not just read about it. When there are claimable rewards, the analyzer can generate an ESR (EOSIO Signing Request) for the claim transaction and show it as both a QR code (for desktop → scan with WebAuth mobile) and a deep-link button (for mobile → opens WebAuth directly).

So the flow is: see what’s claimable on the page → tap claim → scan or tap → sign in WebAuth → transaction goes through.

A few practical tips

Toggle what you want to see. Each section (LOAN staking, XPR staking, LP pools) has its own toggle. If you don’t stake LOAN, hide that section to keep the page focused.

Your toggle preferences persist. The page remembers which sections you have open and which mode you’re in (via localStorage), so you don’t reconfigure every visit.

PDF exports are great for record-keeping. Snapshot your staking position before a big lock-up, or your LP position before a big pool reshuffle, and you’ve got a clean point-in-time reference.

Trust real positions over hypothetical ones. Worth repeating: the analyzer is precise for your actual on-chain state. Manual mode is for asking “what if,” not for projecting concrete returns from positions you haven’t yet opened.

Refresh Prices vs Run Analysis. “Refresh Prices” re-fetches everything from chain (markets, prices, rewards config). “Run Analysis” just re-runs the math on whatever is currently loaded. If you suspect something has shifted in the last few minutes (a big borrow on a market you’re in, for instance), hit Refresh Prices first.

Why a single mega-page?

Worth a beat on the design philosophy here. The Wallet Analyzer is intentionally long because the questions it’s answering are intertwined. Your effective borrow APY depends on your LOAN rewards. Your LOAN rewards depend on your share of the market. Your total net yield depends on staking and pools too. Splitting these into separate pages would force you to mentally re-stitch the picture every time. One page, scrolled top to bottom, lets the picture stay assembled.

If you want a sharper version, you can collapse the sections you don’t care about and the layout shrinks to fit.

Wrapping up

Connect your wallet, scroll once top-to-bottom. The first time will take a few minutes because there’s a lot to read. Every subsequent time will take about 30 seconds because you’ll know where to look. After that, the page becomes what it was built to be — a single dashboard that tells you exactly where your Metallicus position stands and what it’s earning.